United Financing Service is incredibly proud of the latest addition to our product line, BANKROLL, The Ultimate Revolving Line of Credit! Bankroll addresses the #1 concern of business owners everywhere who require the flexibility to access capital at a moment’s notice, while keeping their cash flow stable. We do this by providing highest approvals (up to $1,000,000), a fixed loan term (up to 36 months), and a fixed weekly payment, PLUS the flexibility to pay down or borrow additional funds on an unlimited basis! You decide when you want to borrow, how much you want to borrow, the amount of your payment, and how long to keep the line open. You are in complete control based upon your business’s unique needs that may change over time. And, Bankroll provides early payoff without penalty anytime during the loan!.

Revolving Line of credit approvals up to $1,000,000

Max amortizing term up to 36 months with fixed weekly payments

A revolving period of up to 1 year (52 weeks)

Unlimited draws of $5,000 or more during the revolving period*

Unlimited principal paydowns of $5,000 or more during the revolving period

Every payment made and partial principal paydown frees up line availability

Finance charges accrue and are collected weekly

No minimum finance charges required

Pay off or pay down your line of credit without penalty

Closing points only charged on cash out 

United financing Service's Interest-Only Revolving Line of Credit

Our Interest-Only Revolving Line of Credit (IO-Bankroll) gives you the power to do more! Whether it’s financing a growth opportunity, an expansion project, a new location, higher labor costs, new equipment, or investing in new technology, IO-Bankroll is your solution. 

With LOW, interest-only payments for up to a year and approvals in 24 to 48 hours on amounts up to $1 million,  IO-Bankroll Revolving Line of Credit is unmatched. The 11-month revolving period gives you the flexibility to draw funds and pay down your principal balance as often as you need. Couple that with fixed terms up to 3 years and IO-Bankroll becomes a powerful tool for business growth and increased profitability.

Approvals from $200,000 to $1 million in 24 to 48 hours.

Minimum initial draw of 25% of the line’s approval.

Save Big! Pay only the interest on your outstanding balance for up to a year.

Receive repayment terms up to 3 years with low, fixed payments.

A revolving period of up to 11 months (48 weeks).

Unlimited draws of $10,000 or more during the revolving period.

Unlimited principal paydowns of $10,000 or more during revolving period.

Every regular payment and principal paydown frees up line availability. 

Business Line of Credit

Only Pay for What You Borrow

You’ve got big plans to grow your business, but all you’re missing is the capital to make it happen. Whether it’s an expansion project, renovations, some new equipment, or another location, ARF Financial has your back. Our Line of Credit quickly puts up to $750,000 at your fingertips. Use the funds as needed and only pay for what you borrow. The initial line can be approved in 24 to 48 hours, with 24-hour access to 5 separate loan drafts over the next 6 months.

Even without an immediate need, business owners are establishing lines of credit now. Being prepared is smart. Business owners know opportunities and/or issues can arise quickly and having committed working capital at the ready allows them to be prepared for the unexpected!

What is a Business Line of Credit?

A line of credit is an approved amount of committed working capital extended to restaurant and small business owners allowing them to draw upon when the need arises. 

This type of financing allows merchants to pull funds from their line as needed and only pay interest on the money they take. Restaurant owners have 24-hour access to 5 separate loan drafts over a 6 month period. You can even request funds online!

Business Line of Credit ADVANTAGES

Loan amounts are available from $5,000 to $750,000 with repayment terms up to 36 months.

Lock in your best rate for the next 6 months with a minimum first draft of only $10,000.

Use the funds as needed and make low, fixed weekly payments. Our line of credit is a business loan not a cash advance, so repayment is not tied to your daily credit card receipts.

Quick online approvals and fundings in less than a week. Line drafts are normally processed in 24 hours.

Combine our Business Line of Credit with our Flex Pay Loan and you can defer up to 50% of the principal into the future for more affordable payments now, and pay it back when the time is right.

The interest you pay is tax deductible, further lowering your cost of funds, and early payoff options are available.